Medical Insurance

All students need to purchase medical insurance throughout their course of studies with Amity. A SC/PR or a non-Student’s Pass international student who is protected by his/her own medical insurance in Singapore can opt out from the medical insurance scheme arranged for by the Amity. 

This medical insurance scheme shall minimally provide for an annual coverage limit of not less than S$20,000 per student; with B1 / B2 / C ward in government and restructured hospitals and 24 hours coverage in Singapore and overseas (if student is involved in school related activities) throughout the course duration, and the Student is encouraged to seek advice on whether more comprehensive insurance cover is required or desired. Students need to submit documentary evidence together with the Claim Form to Liberty Insurance Pte Ltd

Amity has appointed medical insurance provider: Liberty Insurance Pte Ltd.

SCHEDULE OF BENEFITS PLAN 1 (S$)
1. a) Daily Room & Board¹
   b) Intensive Care Unit²
   c) High Dependency Ward³
As charged in C / B2 / B1 ward
in Singapore Government
/ Singapore Government
Restructured Hospitals
2. Hospital Miscellaneous Services
3. Surgical Fees (Subject to MOH Table of Surgical Procedure)
4. In-Hospital Physician’s Visit (Subject to maximum 90 days)
5. Pre-Hospitalisation Specialist Consultation Fees⁴
6. Pre-Hospitalisation Diagnostic X-Ray & Laboratory Test⁴
7. Emergency Outpatient Treatment Due To Accident⁵
8. Emergency Dental Treatment / Registered Traditional Chinese Physician (TCM) Treatment Due To Accident⁵ 1,000
9. Post-Hospitalisation Treatment⁶ As Charged
10. Ambulance Fee 150
11. Medical Report Fee 100
12. Hospitalization Expenses Arising From Infectious Diseases Including Covid-19 As Charged
13. Pro-Ration Factor⁷ 65%
Overall Maximum Limit Per Policy Period (S$) (Item 1 to 13) S$20,000

 

SCHEDULE OF BENEFITS PLAN 1 (S$)
Additional Benefit (S$)  
14. Outpatient Kidney Dialysis and Cancer Treatment S$3,000
15. Inpatient Psychiatric Treatment (admission to Institute of Mental Health only) S$1,000
16. Special Grant S$5,000
17. Personal Accident (Death/Permanent Disablement Scale II) S$20,000

 

Notes:

  1. Based on 4 to 6 Bed (B1/B2/C Ward) in Singapore Government / Restructured Hospital
  2. Subject to overall maximum limit of 120 days including R&B and HDW
  3. Subject to overall maximum limit of 120 days including R&D and ICU
  4. Within 120 days before hospitalisation or day surgery
  5. Within 24 hours from time of Accident
  6. Within 120 days following discharge from hospital
  7. The Policy will pay the stated percentage if the Insured Person is admitted to a higher ward in Singapore Government/Restructured Hospital OR in a private hospital in Singapore OR in an  overseas hospital during school-related activities

 

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